PPO plans we accept
- Aetna
- Anthem Blue Cross / Blue Shield
- Cigna
- Delta Dental PPO
- Guardian
- MetLife
- Principal
- United Concordia
- United Healthcare
What if you have an HMO or DMO plan?
We do not accept HMO or DMO (capitation) plans. If your plan is HMO, you may still see us on an out-of-network basis, and your benefits may apply at a lower coverage rate. We’ll verify what your plan will pay before treatment so there are no surprises.
Medical insurance for surgical procedures
Some procedures we perform — including wisdom teeth removal under IV sedation, orthognathic (jaw) surgery, TMJ surgery, biopsy, and facial trauma repair — can be billed through your medical insurance rather than (or in addition to) dental insurance. We’ll determine the best route during your consultation.
What we provide before treatment
- A pre-treatment estimate based on your specific plan and benefits.
- A breakdown of what your insurance is expected to pay vs. your out-of-pocket cost.
- Submission of all claims on your behalf — including pre-authorizations when required.
- Help interpreting your Explanation of Benefits if your insurer pays differently than expected.
Don’t have insurance?
That’s completely okay — many of our patients pay directly for treatment. At Oaks Oral Surgery & Periodontics, we work hard to keep treatment fees fair and accessible while delivering the highest level of specialized surgical care, technology, and patient experience. We also partner with trusted third-party financing companies to help make treatment more manageable, and our team will help you choose the option best suited to your needs. See our financing page for the full list.